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FIRST MID BANCSHARES, INC. (FMBH) Stock Forecast 2025 - AI Price Prediction & Analysis


FIRST MID BANCSHARES, INC. (FMBH) AI Stock Price Forecast & Investment Analysis

FIRST MID BANCSHARES, INC. Stock Price Chart and Technical Analysis

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FIRST MID BANCSHARES, INC. (FMBH) - Comprehensive Stock Analysis & Investment Research

Company Overview & Business Profile

FIRST MID BANCSHARES, INC. (Stock Symbol: FMBH) is a leading company in the Finance sector , specifically operating within the State Commercial Banks industry. The organization employs approximately 168 professionals worldwide . The company has established itself as an emerging investment opportunity with substantial growth potential.

Financial Performance & Key Metrics Analysis

Annual Revenue: $328 million generating a 26.2% net profit margin .

Market Capitalization: $962 million - Classified as a small-cap investment offering high growth potential.

Return on Equity (ROE): 10.1% - Above-average shareholder return efficiency, indicating areas for operational improvement.

Advanced AI Stock Prediction & Price Target Analysis

🚀 Unlock Premium AI Predictions to access our advanced machine learning forecasts for FIRST MID BANCSHARES, INC. stock, including 7-day, 30-day, and 90-day price targets with confidence intervals and risk assessments.

Market Position & Competitive Advantage Analysis

FIRST MID BANCSHARES, INC. strategically competes in the highly dynamic State Commercial Banks marketplace, representing an emerging small-cap investment with substantial growth potential and market disruption capabilities . The company demonstrates robust operational efficiency through strong free cash flow generation of $70 million annually , complemented by impressive 1.1% year-over-year cash flow growth

FIRST MID BANCSHARES, INC. (FMBH) Fundamental Analysis & Insider Trading Data (Quarterly Financial Reports)

Comprehensive quarterly financial data, earnings trends, insider transactions, and institutional holdings for FIRST MID BANCSHARES, INC. stock analysis.

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Deep dive into FIRST MID BANCSHARES, INC.'s financial health, valuation metrics, and operational efficiency to make informed investment decisions.

Understanding Valuation Metrics

What these metrics mean: Valuation metrics help determine if FIRST MID BANCSHARES, INC. stock is fairly priced compared to its earnings, assets, and market position.

How to read them: Lower P/E ratios may indicate undervalued stocks, while higher ratios suggest growth expectations. P/B ratio compares market value to book value.

For FIRST MID BANCSHARES, INC.: With a P/E ratio of 11.42, the market sees the stock as potentially undervalued.

P/E Ratio 11.42x
P/B Ratio 1.08x
Market Cap $962M
Dividend Yield 2.39%
EPS $3.53
Book Value/Share $37.29
Revenue/Share $13.69
FCF/Share $3.00
Understanding Profitability Metrics

What these metrics mean: These ratios measure how efficiently FIRST MID BANCSHARES, INC. converts revenue into profit and generates returns for shareholders.

How to read them: Higher ROE/ROA indicate better management efficiency. Margin percentages show profit at different operational levels.

For FIRST MID BANCSHARES, INC.: An ROE of 10.1% shows good shareholder value creation.

ROE 10.1%
ROA 1.0%
Net Margin 26.2%
EBT Margin 34.1%
Tax Rate 23.2%
Understanding Financial Health Metrics

What these metrics mean: These ratios assess FIRST MID BANCSHARES, INC.'s ability to meet short-term obligations and manage debt levels effectively.

How to read them: Current ratio >2 is generally good, Quick ratio >1 shows strong liquidity. Lower D/E ratios indicate conservative debt management.

For FIRST MID BANCSHARES, INC.:

D/E Ratio 0.38x
Financial Leverage 9.95x
Understanding Cash Flow Metrics

What these metrics mean: Cash flow metrics reveal FIRST MID BANCSHARES, INC.'s ability to generate cash from operations and fund growth initiatives.

How to read them: Positive operating cash flow is crucial. Free cash flow shows money available for dividends, buybacks, or investments.

For FIRST MID BANCSHARES, INC.: Free cash flow of $70M provides flexibility for shareholder returns and growth investments.

Operating Cash Flow $72M
Free Cash Flow $70M
Capital Spending $-3M
OCF Growth YoY 1.1%
FCF Growth YoY 4.0%
FCF/Sales 28.5%
CapEx/Sales 1.0%
Understanding Operational Efficiency Metrics

What these metrics mean: These ratios measure how effectively FIRST MID BANCSHARES, INC. uses its assets and manages working capital.

How to read them: Higher turnover ratios indicate efficient asset utilization. Shorter collection periods show effective credit management.

For FIRST MID BANCSHARES, INC.: An asset turnover of 0.04x suggests room for improvement in asset utilization.

Asset Turnover 0.04x
Fixed Assets Turnover 2.3x
Understanding Financial Statement Data

What these metrics mean: Key figures from FIRST MID BANCSHARES, INC.'s income statement and balance sheet showing absolute financial performance.

How to read them: Revenue shows business scale, while margins indicate profitability. Balance sheet items reveal financial structure.

For FIRST MID BANCSHARES, INC.: With annual revenue of $328M, FIRST MID BANCSHARES, INC. demonstrates solid business size.

Income Statement ($ Millions)
Total Revenue $328M
SG&A Expense $40M
Balance Sheet Highlights ($ Millions)
Cash & Short-term Investments $25M
Total Liabilities $90M
Accounts Receivable $0M
Dividend & Shareholder Information
Dividends Per Share $0.96
Payout Ratio 0.3%
Shares Outstanding 24M
Growth Metrics (YoY)
EPS Growth 8.4%

Latest FIRST MID BANCSHARES, INC. Stock News & Market Analysis

Breaking news, analyst reports, and market updates affecting FIRST MID BANCSHARES, INC. (FMBH) stock price and investment outlook.

FIRST MID BANCSHARES, INC. Competitors & Peer Analysis - Finance Sector

Comparative analysis of FIRST MID BANCSHARES, INC. against industry peers and competitors in the Finance sector, featuring AI-powered forecasts and key financial metrics.

Company Ticker Symbol 90-Day AI Forecast Market Cap (USD M) P/E Ratio P/B Ratio
ABCB Unlock Forecast $5102M 13.0x 1.3x
ACNB Unlock Forecast $471M 18.7x 1.2x
ALLY Unlock Forecast $12250M 15.3x 0.9x
AMAL Unlock Forecast $1010M 10.8x 1.3x
ASB Unlock Forecast $4436M 31.8x 0.9x
ASBA Unlock Forecast $4089M 29.4x 0.9x
ASB-PE Unlock Forecast $3661M 26.3x 0.8x
ASB-PF Unlock Forecast $3522M 25.3x 0.7x
AUB Unlock Forecast $5066M 24.9x 1.1x
AUBN Unlock Forecast $77M 12.6x 1.1x
AUB-PA Unlock Forecast $3535M 17.4x 0.7x
BAFN Unlock Forecast $37M 4.0x 0.3x
BANR Unlock Forecast $2352M 12.9x 1.3x
BCML Unlock Forecast $331M 13.7x 1.0x
BFST Unlock Forecast $745M 9.7x 0.9x
BHB Unlock Forecast $493M 12.5x 1.1x
BK Unlock Forecast $76059M 15.3x 1.7x
BK-PK Unlock Forecast $18984M 3.8x 0.4x
BKSC Unlock Forecast $87M 13.4x 2.1x
BMRC Unlock Forecast $400M 57.8x 0.9x
BMTX Unlock Forecast $58M -4.5x 2.7x
BOH Unlock Forecast $2725M 15.9x 1.6x
BOH-PA Unlock Forecast $688M 4.0x 0.4x
BOH-PB Unlock Forecast $1061M 6.2x 0.6x
BOTJ Unlock Forecast $70M 9.8x 1.0x
BPOP Unlock Forecast $8609M 11.9x 1.5x
BPOPM Unlock Forecast $1717M 2.4x 0.3x
BPOPO Unlock Forecast $1711M 2.4x 0.3x
BPRN Unlock Forecast $225M 32.9x 0.9x
BRBS Unlock Forecast $358M -1.3x 1.0x
BSRR Unlock Forecast $417M 10.3x 1.2x
BSVN Unlock Forecast $463M 10.4x 2.0x
BUSE Unlock Forecast $2194M 13.3x 1.0x
BWB Unlock Forecast $451M 11.9x 1.0x
BWBBP Unlock Forecast $542M 14.3x 1.1x
BWFG Unlock Forecast $339M 16.3x 1.2x
BY Unlock Forecast $1327M 11.2x 1.1x
CATY Unlock Forecast $3496M 11.9x 1.2x
CBAN Unlock Forecast $299M 10.8x 1.0x
CBFV Unlock Forecast $177M 15.2x 1.2x
CBSH Unlock Forecast $7638M 15.6x 3.1x
CCB Unlock Forecast $1675M 35.2x 3.6x
CCBG Unlock Forecast $742M 12.8x 1.4x
CCFN Unlock Forecast $175M 8.6x 1.0x
CCNE Unlock Forecast $545M 10.0x 0.9x
CCNEP Unlock Forecast $523M 9.6x 0.8x
CFB Unlock Forecast $0M 12.2x 0.0x
CFFI Unlock Forecast $231M 9.5x 1.0x
CFG Unlock Forecast $22718M 14.3x 0.9x
CFG-PE Unlock Forecast $8791M 5.5x 0.4x
CFG-PH Unlock Forecast $11590M 7.3x 0.5x
CHMG Unlock Forecast $251M 22.4x 1.1x
CIVB Unlock Forecast $0M 10.8x 0.0x
CNOB Unlock Forecast $1286M 34.3x 0.9x
CNOBP Unlock Forecast $1166M 31.1x 0.8x
COFS Unlock Forecast $462M 32.7x 1.1x
COLB Unlock Forecast $5655M 10.7x 1.1x
COSO Unlock Forecast $238M x 1.1x
CPF Unlock Forecast $846M 13.9x 1.5x
CSBB Unlock Forecast $120M 9.4x 1.0x
CTBI Unlock Forecast $1057M 11.6x 1.3x
CUBB Unlock Forecast $698M 4.7x 0.4x
CUBI Unlock Forecast $2182M 14.8x 1.2x
CUBI-PF Unlock Forecast $819M 5.6x 0.4x
CVBF Unlock Forecast $2802M 13.8x 1.3x
CWBC Unlock Forecast $406M 15.4x 1.1x
CZFS Unlock Forecast $295M 9.3x 0.9x
CZNC Unlock Forecast $313M 11.6x 1.1x
EBMT Unlock Forecast $140M 11.1x 0.8x
EBTC Unlock Forecast $496M 14.6x 1.3x
EFSC Unlock Forecast $2258M 11.3x 1.2x
EFSCP Unlock Forecast $764M 3.8x 0.4x
EFSI Unlock Forecast $201M 25.4x 1.1x
EGBN Unlock Forecast $602M -22.5x 0.5x
EMYB Unlock Forecast $133M 11.4x 1.2x
EQBK Unlock Forecast $745M 11.1x 1.2x
EWBC Unlock Forecast $14960M 12.5x 1.8x
FBIZ Unlock Forecast $433M 9.1x 1.3x
FBK Unlock Forecast $2498M 27.6x 1.6x
FBNC Unlock Forecast $2297M 23.6x 1.5x
FBP Unlock Forecast $3588M 11.7x 1.9x
FCBC Unlock Forecast $692M 13.8x 1.4x
FCCO Unlock Forecast $215M 12.4x 1.4x
FCNCA Unlock Forecast $25809M 10.8x 1.2x
FCNCB Unlock Forecast $22320M 9.3x 1.0x
FCNCO Unlock Forecast $304M 0.1x 0.0x
FCNCP Unlock Forecast $287M 0.1x 0.0x
FFIC Unlock Forecast $457M 19.5x 0.7x
FFIN Unlock Forecast $5266M 21.4x 3.0x
FFNW Unlock Forecast $208M 81.8x 1.3x
FFWM Unlock Forecast $502M -23.9x 0.5x
FHB Unlock Forecast $3255M 13.2x 1.2x
FIBK Unlock Forecast $3414M 14.9x 1.0x
FINW Unlock Forecast $261M 19.3x 1.4x
FITB Unlock Forecast $30795M 13.2x 1.5x
FITBI Unlock Forecast $17247M 7.4x 0.8x
FITBO Unlock Forecast $13636M 5.8x 0.7x
FITBP Unlock Forecast $16282M 7.0x 0.8x
FKYS Unlock Forecast $107M 13.8x 1.0x
FMBH Unlock Forecast $962M 11.4x 1.1x
FMBM Unlock Forecast $87M 10.3x 0.9x
FMNB Unlock Forecast $567M 11.2x 1.3x
FRAF Unlock Forecast $211M 14.5x 1.3x
FRST Unlock Forecast $294M -22.0x 0.8x
FSBC Unlock Forecast $701M 13.5x 1.7x
FUSB Unlock Forecast $76M 9.8x 0.7x
FVCB Unlock Forecast $227M 12.0x 0.9x
FXNC Unlock Forecast $212M 26.6x 1.2x
GABC Unlock Forecast $1548M 18.0x 1.5x
GBCI Unlock Forecast $5880M 26.7x 1.7x
GBFH Unlock Forecast $572M x 3.8x
GLBZ Unlock Forecast $16M 28.2x 0.8x
GNRV Unlock Forecast $7M x 0.7x
GSBC Unlock Forecast $733M 10.7x 1.2x
HBIA Unlock Forecast $749M 13.3x 1.5x
HBNC Unlock Forecast $733M 14.1x 0.9x
HBT Unlock Forecast $832M 10.8x 1.4x
HMST Unlock Forecast $262M -13.1x 0.7x
HNVR Unlock Forecast $166M 14.6x 0.8x
HOMB Unlock Forecast $5921M 15.8x 1.5x
HONE Unlock Forecast $559M 21.2x 1.0x
HTBK Unlock Forecast $630M 16.1x 0.9x
HTH Unlock Forecast $2290M 16.0x 1.0x
HTLF Unlock Forecast $0M 33.6x 0.0x
HTLFP Unlock Forecast $0M 12.6x 0.0x
HWC Unlock Forecast $5407M 13.1x 1.2x
HWCPZ Unlock Forecast $2033M 5.5x 0.5x
IBCP Unlock Forecast $1375M 21.2x 2.9x
IBOC Unlock Forecast $4457M 10.8x 1.5x
IBTX Unlock Forecast $2514M -8.0x 1.3x
INBK Unlock Forecast $215M 13.9x 0.6x
INBKZ Unlock Forecast $218M 14.1x 0.6x
INDB Unlock Forecast $3030M 16.1x 1.0x
ISBA Unlock Forecast $238M 14.6x 1.1x
ISTR Unlock Forecast $230M 10.3x 0.9x
JMSB Unlock Forecast $287M 15.2x 1.1x
LKFN Unlock Forecast $1752M 18.5x 2.5x
LNKB Unlock Forecast $274M 71.1x 1.0x
LOB Unlock Forecast $1765M 31.5x 1.7x
MBCN Unlock Forecast $246M 13.5x 1.1x
MBIN Unlock Forecast $1507M 6.0x 0.7x
MBINL Unlock Forecast $1047M 4.1x 0.5x
MBINM Unlock Forecast $1160M 4.6x 0.5x
MBINN Unlock Forecast $920M 3.6x 0.4x
MBINO Unlock Forecast $1144M 4.0x 0.6x
MBWM Unlock Forecast $791M 9.7x 1.3x
MCB Unlock Forecast $872M 12.7x 1.2x
MCBS Unlock Forecast $758M 11.5x 1.7x
MNSB Unlock Forecast $170M 11.1x 0.8x
MNSBP Unlock Forecast $185M 13.3x 0.9x
MOFG Unlock Forecast $622M -84.8x 1.1x
MPB Unlock Forecast $693M 15.7x 0.9x
MSBI Unlock Forecast $394M 7.4x 0.5x
MSBIP Unlock Forecast $498M 9.4x 0.6x
MTB Unlock Forecast $32432M 12.0x 1.1x
MTB-PH Unlock Forecast $4022M 1.5x 0.1x
MTB-PJ Unlock Forecast $4404M 1.6x 0.2x
MVBF Unlock Forecast $316M 18.5x 1.1x
MYFW Unlock Forecast $223M 19.3x 0.9x
NPB Unlock Forecast $641M x 1.1x
NTRS Unlock Forecast $24785M 14.3x 1.9x
NTRSO Unlock Forecast $3945M 2.3x 0.3x
NWFL Unlock Forecast $247M 77.9x 1.1x
NWPP Unlock Forecast $75M 8.2x 1.0x
OBK Unlock Forecast $1213M 17.3x 1.0x
OBT Unlock Forecast $357M 12.1x 1.4x
OFG Unlock Forecast $2028M 10.4x 1.5x
OPBK Unlock Forecast $212M 9.5x 1.0x
ORRF Unlock Forecast $683M 15.8x 1.3x
OSBC Unlock Forecast $844M 10.1x 1.2x
OVBC Unlock Forecast $0M 7.7x 0.0x
OVLY Unlock Forecast $247M 10.2x 1.3x
PB Unlock Forecast $6482M 12.4x 0.9x
PBHC Unlock Forecast $84M 12.4x 0.7x
PCB Unlock Forecast $313M 9.9x 0.8x
PEBK Unlock Forecast $173M 10.2x 1.2x
PEBO Unlock Forecast $1091M 10.5x 1.0x
PFBX Unlock Forecast $92M 4.7x 1.0x
PFC Unlock Forecast $1038M 13.2x 1.0x
PKBK Unlock Forecast $270M 8.7x 0.9x
PMHG Unlock Forecast $171M 21.0x 1.9x
PPBI Unlock Forecast $2376M 17.2x 0.8x
PWOD Unlock Forecast $244M 14.7x 1.5x
QCRH Unlock Forecast $1333M 11.8x 1.3x
QNBC Unlock Forecast $132M 10.3x 1.2x
RBB Unlock Forecast $354M 15.4x 0.7x
RBCAA Unlock Forecast $1521M 12.2x 1.4x
RMBI Unlock Forecast $153M 16.1x 1.2x
RNST Unlock Forecast $3751M 23.5x 1.0x
RRBI Unlock Forecast $427M 13.0x 1.3x
RVRF Unlock Forecast $272M 7.1x 1.1x
SBCF Unlock Forecast $2694M 19.4x 1.2x
SBFG Unlock Forecast $8M 10.8x 0.1x
SBSI Unlock Forecast $942M 11.0x 1.2x
SFBS Unlock Forecast $4784M 19.2x 2.8x
SFDL Unlock Forecast $98M 8.4x 0.5x
SLBK Unlock Forecast $101M 9.3x 1.0x
SPFI Unlock Forecast $687M 12.6x 1.5x
SRCE Unlock Forecast $1652M 11.7x 1.4x
SSB Unlock Forecast $10490M 17.7x 1.2x
SSBK Unlock Forecast $361M 10.6x 1.2x
STBA Unlock Forecast $1499M 12.4x 1.1x
STT Unlock Forecast $32936M 11.6x 1.2x
STT-PG Unlock Forecast $6765M 2.4x 0.3x
SYBT Unlock Forecast $2341M 18.2x 2.3x
TCBI Unlock Forecast $4015M 29.9x 1.1x
TCBIO Unlock Forecast $957M 7.1x 0.3x
TCBK Unlock Forecast $1490M 13.3x 1.2x
TECTP Unlock Forecast $74M 4.5x 0.6x
TFIN Unlock Forecast $1515M 111.2x 1.7x
TFINP Unlock Forecast $522M 38.3x 0.6x
THFF Unlock Forecast $664M 12.1x 1.2x
TMP Unlock Forecast $0M 47.6x 0.0x
TRST Unlock Forecast $760M 14.2x 1.1x
UBCP Unlock Forecast $82M 9.3x 1.4x
UBSI Unlock Forecast $5452M 13.8x 1.0x
UCB Unlock Forecast $4041M 14.8x 1.1x
UCB-PI Unlock Forecast $3030M 11.1x 0.8x
UNB Unlock Forecast $0M 16.5x 0.0x
UNTY Unlock Forecast $534M 10.6x 1.7x
USCB Unlock Forecast $0M -3.5x 0.0x
UVSP Unlock Forecast $909M 11.4x 1.0x
UWHR Unlock Forecast $84M 8.3x 1.5x
VBFC Unlock Forecast $120M 56.1x 1.6x
VBTX Unlock Forecast $3741M 32.3x 2.3x
WAL Unlock Forecast $10344M 12.2x 1.5x
WAL-PA Unlock Forecast $2598M 3.1x 0.4x
WASH Unlock Forecast $581M 13.8x 1.1x
WTBA Unlock Forecast $345M 11.9x 1.4x
WTFC Unlock Forecast $9451M 12.8x 1.3x
WTFCM Unlock Forecast $1807M 2.6x 0.3x
WTFCN Unlock Forecast $1789M 2.4x 0.3x
WTFCP Unlock Forecast $1814M 2.6x 0.3x

Frequently Asked Questions - FIRST MID BANCSHARES, INC. Stock Forecast

How accurate are FIRST MID BANCSHARES, INC. stock predictions?

Our AI model demonstrates 64% historical accuracy for FMBH predictions, based on advanced machine learning algorithms trained on over 10 years of market data.

What factors influence FIRST MID BANCSHARES, INC. stock price forecasts?

Our analysis considers FIRST MID BANCSHARES, INC.'s financial metrics, Finance sector trends, market sentiment, technical indicators, earnings data, and macroeconomic factors affecting stock performance.

Is FIRST MID BANCSHARES, INC. a good investment in 2025?

Based on our AI analysis, FIRST MID BANCSHARES, INC. shows potential for various market scenarios. Consider your risk tolerance, investment timeline, and portfolio diversification before making investment decisions.

How often are FIRST MID BANCSHARES, INC. forecasts updated?

FIRST MID BANCSHARES, INC. stock forecasts are updated daily using real-time market data, ensuring you receive the most current AI-powered predictions and investment insights.

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