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First Mid Bancshares, Inc. (FMBH) AI Forecast

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First Mid Bancshares, Inc. (FMBH) Stock Forecast 2025


First Mid Bancshares, Inc. (FMBH) AI Stock Price Forecast & Investment Analysis

First Mid Bancshares, Inc. Stock Price Chart and Technical Analysis

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First Mid Bancshares, Inc. (FMBH) - Comprehensive Stock Analysis & Investment Research

Deep dive into First Mid Bancshares, Inc.'s business profile, financial performance, AI predictions, and competitive positioning to make informed investment decisions.

Analysis updated on July 28, 2026, 3:53 p.m. (UTC)

First Mid Bancshares, Inc. Investment Summary

When evaluating whether First Mid Bancshares, Inc. (FMBH) represents a compelling investment opportunity, investors must consider multiple factors including the company's financial health, market position, growth prospects, and what our AI-powered predictive models suggest about its near-term price trajectory.

Company Profile

First Mid Bancshares, Inc. (FMBH) operates within the Finance sector, specifically in the State Commercial Banks industry. . With a market capitalization of $1 billion, the company is a small-cap stock that may offer higher growth potential but also carries higher volatility.

Financial Performance Analysis

Our comprehensive financial analysis covers First Mid Bancshares, Inc.'s revenue, profitability metrics, balance sheet strength, and cash flow generation...

AI Price Predictions

Get AI-powered 7-day, 30-day and 90-day price forecasts for First Mid Bancshares, Inc. along with confidence scores and detailed analysis...

Investment Considerations

Expert analysis of whether First Mid Bancshares, Inc. is suitable for your investment objectives, risk tolerance, and time horizon...

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Corporate Identity

First Mid Bancshares, Inc. (Stock Symbol: FMBH) is a prominent company operating within the Finance sector, with a specific focus on the State Commercial Banks industry. The company's shares are publicly traded on the Nasdaq exchange.

Leadership & Workforce

Detailed information about First Mid Bancshares, Inc.'s leadership team, workforce size, and organizational structure...

Market Classification

Market capitalization analysis and stock classification (mega-cap, large-cap, mid-cap, small-cap) for First Mid Bancshares, Inc....

Sector & Industry Analysis

In-depth sector dynamics and industry context for First Mid Bancshares, Inc....

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Revenue & Growth Analysis

First Mid Bancshares, Inc. generates annual revenues of $351 million , representing an emerging company in its growth phase.

Profitability Metrics

Net profit margin, gross margin, and operating margin analysis for First Mid Bancshares, Inc....

Market Valuation

P/E ratio, price-to-book, and valuation multiples for First Mid Bancshares, Inc....

Return Metrics

Return on equity (ROE), return on assets (ROA), and capital efficiency for First Mid Bancshares, Inc....

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Strategic Market Position

First Mid Bancshares, Inc. strategically competes in the highly dynamic State Commercial Banks marketplace. As a small-cap company, it represents an emerging market participant with potentially significant growth opportunities. Small-caps often offer greater growth potential as they capture market share and scale their operations, though this comes with higher risk and volatility. Success at this stage can lead to substantial returns for early investors who identify winning business models.

Industry Competitive Landscape

First Mid Bancshares, Inc. competes within the Finance sector, navigating the competitive dynamics and market forces specific to this industry. The company's competitive position depends on its ability to differentiate through product quality, cost efficiency, customer relationships, or other strategic advantages relevant to its specific market segment.

Operational Efficiency

The company shows positive operational efficiency through free cash flow generation of $101 million annually . Positive free cash flow indicates the business generates more cash than required for operations and capital investments, providing resources for growth initiatives or shareholder returns.

Asset Utilization Efficiency

Asset turnover ratio of 0.04x indicates lower asset turnover that may reflect the industry's capital-intensive nature or potentially underutilized assets. Companies with low turnover typically depend on strong margins to generate adequate returns on capital.

Financial Strength & Leverage

First Mid Bancshares, Inc. (FMBH) Fundamental Analysis & Insider Trading Data (Quarterly Financial Reports)

Comprehensive quarterly financial data, earnings trends, insider transactions, and institutional holdings for First Mid Bancshares, Inc. stock analysis.

Deep dive into First Mid Bancshares, Inc.'s financial health, valuation metrics, and operational efficiency to make informed investment decisions.

Understanding Valuation Metrics

What these metrics mean: Valuation metrics help determine if First Mid Bancshares, Inc. stock is fairly priced compared to its earnings, assets, and market position.

How to read them: Lower P/E ratios may indicate undervalued stocks, while higher ratios suggest growth expectations. P/B ratio compares market value to book value.

For First Mid Bancshares, Inc.: With a P/E ratio of 14.20, the market sees the stock as potentially undervalued.

P/E Ratio 14.20x
P/B Ratio 1.26x
Market Cap $1.36B
Dividend Yield 1.74%
EPS $2.44
Book Value/Share $40.47
Revenue/Share $13.20
FCF/Share $3.80
Understanding Profitability Metrics

What these metrics mean: These ratios measure how efficiently First Mid Bancshares, Inc. converts revenue into profit and generates returns for shareholders.

How to read them: Higher ROE/ROA indicate better management efficiency. Margin percentages show profit at different operational levels.

For First Mid Bancshares, Inc.: An ROE of 2.0% indicates room for improvement in shareholder value creation.

ROE 2.0%
ROA 0.2%
Net Margin 18.2%
EBT Margin 28.5%
Tax Rate 36.1%
Understanding Financial Health Metrics

What these metrics mean: These ratios assess First Mid Bancshares, Inc.'s ability to meet short-term obligations and manage debt levels effectively.

How to read them: Current ratio >2 is generally good, Quick ratio >1 shows strong liquidity. Lower D/E ratios indicate conservative debt management.

For First Mid Bancshares, Inc.:

D/E Ratio 7.63x
Financial Leverage 8.63x
Understanding Cash Flow Metrics

What these metrics mean: Cash flow metrics reveal First Mid Bancshares, Inc.'s ability to generate cash from operations and fund growth initiatives.

How to read them: Positive operating cash flow is crucial. Free cash flow shows money available for dividends, buybacks, or investments.

For First Mid Bancshares, Inc.: Free cash flow of $101M provides flexibility for shareholder returns and growth investments.

Operating Cash Flow $40M
Free Cash Flow $101M
Capital Spending $61M
FCF/Sales 28.8%
CapEx/Sales 17.3%
Understanding Operational Efficiency Metrics

What these metrics mean: These ratios measure how effectively First Mid Bancshares, Inc. uses its assets and manages working capital.

How to read them: Higher turnover ratios indicate efficient asset utilization. Shorter collection periods show effective credit management.

For First Mid Bancshares, Inc.: An asset turnover of 0.04x suggests room for improvement in asset utilization.

Asset Turnover 0.04x
Fixed Assets Turnover 3.5x
Understanding Financial Statement Data

What these metrics mean: Key figures from First Mid Bancshares, Inc.'s income statement and balance sheet showing absolute financial performance.

How to read them: Revenue shows business scale, while margins indicate profitability. Balance sheet items reveal financial structure.

For First Mid Bancshares, Inc.: With annual revenue of $351M, First Mid Bancshares, Inc. demonstrates solid business size.

Income Statement
Total Revenue $351M
Net Income $21M
Balance Sheet Highlights (% Of Assets)
Cash & Short-term Investments 476%
Total Liabilities 8212%
Dividend & Shareholder Information
Dividends Per Share $0.89
Payout Ratio 0.2%
Shares Outstanding 27M
Growth Metrics (YoY)
Net Income Growth 18.2%
EPS Growth 4.8%

Latest First Mid Bancshares, Inc. Stock News & Market Analysis

Breaking news, analyst reports, and market updates affecting First Mid Bancshares, Inc. (FMBH) stock price and investment outlook.

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First Mid Bancshares, Inc. Competitors & Peer Analysis - Finance Sector

Comparative analysis of First Mid Bancshares, Inc. against industry peers and competitors in the Finance sector, featuring AI-powered forecasts and key financial metrics.

Company Ticker Symbol 90-Day AI Forecast Market Cap (USD M) P/E Ratio P/B Ratio
ABCB ██% $5.81B 13.4x 1.4x
ACNB ██% $662M 13.0x 1.6x
ALLY ██% $13.30B 9.2x 0.9x
AMAL ██% $1.46B 14.0x 1.8x
ASB ██% $5.78B 11.7x 1.2x
AUB ██% $5.99B 17.3x 1.2x
AUBN ██% $92M 11.6x 1.0x
AVBH ██% $352M x 1.2x
BAFN ██% $33M x 0.4x
BANR ██% $2.39B 11.7x 1.2x
BCML ██% $334M 12.6x 1.0x
BFST ██% $929M 10.2x 0.9x
BHB ██% $658M 16.4x 1.2x
BKSC ██% $98M 10.5x 2.3x
BMRC ██% $491M x 1.2x
BNS ██% $107.41B x x
BOH ██% $3.17B 14.5x 1.7x
BOTJ ██% $123M 11.2x 1.5x
BPOP ██% $11.08B 12.3x 1.8x
BPRN ██% $276M 14.2x 1.0x
BRBS ██% $313M 26.2x 1.1x
BSRR ██% $539M 11.8x 1.5x
BSVN ██% $472M 10.5x 1.8x
BUSE ██% $2.54B 11.8x 1.1x
BWB ██% $574M 10.7x 1.1x
BWFG ██% $513M 13.0x 1.7x
BY ██% $1.76B 12.6x 1.4x
CATY ██% $4.19B 12.6x 1.4x
CBAN ██% $460M 15.4x 1.2x
CBC ██% $7.70B 18.5x 2.0x
CBFV ██% $184M 26.9x 1.2x
CBK ██% $460M 7.4x 1.6x
CBSH ██% $8.49B 14.7x 3.4x
CCB ██% $1.10B 22.4x 2.2x
CCBG ██% $890M 14.7x 1.6x
CCFN ██% $305M 11.3x 1.6x
CCNE ██% $1.01B 12.4x 1.1x
CFFI ██% $258M 9.1x 1.0x
CFG ██% $30.29B 15.3x 1.2x
CHMG ██% $388M 21.3x 1.5x
CIVB ██% $593M 11.6x 1.1x
CIZN ██% $57M 18.9x 1.3x
CNOB ██% $1.65B 16.8x 1.0x
COFS ██% $507M 9.1x 1.1x
COLB ██% $8.95B 13.7x 1.2x
COSO ██% $339M 10.9x 1.3x
CPF ██% $1.02B 12.7x 1.7x
CSBB ██% $193M 13.6x 1.5x
CTBI ██% $1.39B 13.5x 1.6x
CUBI ██% $2.65B 9.4x 1.2x
CVBF ██% $3.97B 19.0x 1.7x
CZFS ██% $365M 9.3x 1.1x
CZNC ██% $441M 25.3x 1.3x
DAAQ ██% $240M 44.9x x
DB ██% $67.55B x x
EBMT ██% $187M 12.0x 1.0x
EFSC ██% $2.40B 12.0x 1.2x
EFSI ██% $217M 11.5x 1.1x
EGBN ██% $858M x 0.8x
EMYB ██% $167M 11.5x 1.3x
EQBK ██% $1.06B 43.0x 1.3x
EWBC ██% $17.93B 12.9x 2.0x
FBIZ ██% $563M 11.0x 1.5x
FBK ██% $3.03B 21.5x 1.5x
FBNC ██% $2.59B 21.4x 1.5x
FBP ██% $4.45B 12.5x 2.3x
FCBC ██% $909M 18.5x 1.7x
FCCO ██% $319M 15.4x 1.4x
FCNCA ██% $25.49B 11.3x 1.2x
FFIN ██% $4.93B 18.7x 2.5x
FHB ██% $3.38B 11.9x 1.2x
FIBK ██% $3.68B 11.8x 1.1x
FITB ██% $51.63B 23.8x 1.5x
FKYS ██% $114M 16.2x 1.0x
FMBH ██% $1.36B 14.2x 1.3x
FMBM ██% $142M 8.9x 1.3x
FMNB ██% $909M 15.9x 1.2x
FOTB ██% $206M 24.1x 8.5x
FRAF ██% $284M 11.8x 1.6x
FRST ██% $391M 8.5x 0.9x
FSBC ██% $1.01B 15.0x 2.2x
FUSB ██% $94M 15.2x 0.9x
FVCB ██% $328M 14.1x 1.3x
FXNC ██% $268M 12.8x 1.4x
GABC ██% $1.83B 13.6x 1.6x
GBCI ██% $6.38B 23.9x 1.5x
GBFH ██% $453M 25.5x 2.7x
GLBZ ██% $13M 151.4x 0.7x
GSBC ██% $862M 12.1x 1.4x
HBIA ██% $392M 5.8x 0.7x
HBNC ██% $1.04B x 1.5x
HBT ██% $1.26B 18.2x 1.7x
HNVR ██% $181M 23.1x 0.9x
HOMB ██% $6.08B 12.7x 1.4x
HTH ██% $2.21B 13.6x 1.0x
HWC ██% $6.12B 14.8x 1.4x
IBCP ██% $774M 11.1x 1.5x
IBOC ██% $4.77B 11.4x 1.5x
INBK ██% $231M x 0.6x
INDB ██% $4.12B 17.1x 1.2x
ISBA ██% $287M 14.4x 1.2x
ISTR ██% $414M 14.5x 1.0x
JMSB ██% $329M 14.6x 1.2x
LKFN ██% $1.58B 14.4x 2.1x
LOB ██% $1.95B 15.4x 1.5x
MBIN ██% $2.22B 9.7x 1.0x
MBWM ██% $1.01B 11.0x 1.4x
MCB ██% $1.13B 13.1x 1.2x
MCBS ██% $993M 13.3x 1.8x
MCHB ██% $3.47B 11.0x 1.2x
MNSB ██% $171M 9.9x 0.8x
MPB ██% $955M 18.7x 1.1x
MSBI ██% $683M x 1.2x
MTB ██% $37.05B 12.6x 1.3x
MVBF ██% $374M 64.2x 1.1x
NPB ██% $591M 6.7x 1.0x
NTRS ██% $22.42B 12.0x 1.7x
NWFL ██% $363M 14.1x 1.3x
NWPP ██% $106M 9.4x 1.3x
OBK ██% $1.67B 20.7x 1.3x
OBT ██% $505M 11.4x 1.7x
OFG ██% $2.21B 10.4x 1.6x
OPBK ██% $232M 8.5x 1.0x
ORRF ██% $835M 9.9x 1.4x
OSBC ██% $1.28B 14.8x 1.4x
OSBK ██% $55M x 2.4x
OVBC ██% $202M 13.0x 1.2x
OVLY ██% $279M 11.7x 1.4x
PB ██% $8.69B 16.4x 1.1x
PBHC ██% $100M x 0.8x
PCB ██% $398M 9.9x 1.0x
PEBK ██% $235M 11.8x 1.5x
PEBO ██% $1.43B 12.8x 1.2x
PFBX ██% $106M 26.3x 1.1x
PKBK ██% $391M 9.4x 1.2x
QCRH ██% $1.65B 12.3x 1.5x
QNBC ██% $215M 15.1x 1.6x
RBB ██% $453M 11.1x 0.9x
RBCAA ██% $1.92B 15.2x 1.7x
RMBI ██% $247M 19.9x 1.7x
RNST ██% $4.02B 17.6x 1.0x
RRBI ██% $656M 14.8x 1.8x
SBCF ██% $3.25B 22.4x 1.2x
SBFG ██% $164M 10.2x 1.1x
SBSI ██% $966M 12.7x 1.1x
SFBS ██% $4.82B 16.3x 2.5x
SFDL ██% $126M 9.2x 0.6x
SLBK ██% $149M 8.9x 1.4x
SPFI ██% $838M 13.8x 1.7x
SRCE ██% $2.15B 12.6x 1.6x
SSB ██% $10.36B 11.1x 1.2x
STBA ██% $1.90B 14.0x 1.3x
STLE ██% $89M 3.4x 0.7x
STT ██% $50.21B 16.4x 1.8x
SYBT ██% $2.47B 17.2x 2.2x
TCBI ██% $4.29B 11.8x 1.2x
TCBK ██% $1.84B 14.3x 1.4x
TFIN ██% $1.80B 46.6x 1.9x
THFF ██% $949M 11.8x 1.5x
TMP ██% $1.43B 8.6x 1.5x
TRST ██% $1.02B 16.1x 1.5x
TYFG ██% $162M 8.9x 1.0x
UBCP ██% $91M 11.6x 1.3x
UBSI ██% $6.79B 13.5x 1.2x
UCB ██% $4.25B 12.5x 1.2x
UNB ██% $108M 9.4x 1.4x
UNTY ██% $602M 9.9x 1.7x
USCB ██% $444M 16.0x 2.1x
UVSP ██% $1.24B 13.0x 1.3x
UWHR ██% $96M 8.4x 1.5x
WAL ██% $9.07B 9.5x 1.2x
WASH ██% $729M 13.9x 1.3x
WTBA ██% $471M 12.3x 1.7x
WTFC ██% $10.81B 12.5x 1.5x
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Frequently Asked Questions - First Mid Bancshares, Inc. Stock Forecast

How accurate are First Mid Bancshares, Inc. stock predictions?

Our AI model shows a -5% Spearman correlation coefficient for FMBH predictions, based on advanced machine learning algorithms trained on over 10 years of market data. This measures the strength of the monotonic relationship between predicted and actual price movements.

What factors influence First Mid Bancshares, Inc. stock price forecasts?

Our analysis considers First Mid Bancshares, Inc.'s financial metrics, Finance sector trends, market sentiment, technical indicators, earnings data, and macroeconomic factors affecting stock performance.

Is First Mid Bancshares, Inc. a good investment in 2025?

Based on our AI analysis, First Mid Bancshares, Inc. shows potential for various market scenarios. Consider your risk tolerance, investment timeline, and portfolio diversification before making investment decisions.

How often are First Mid Bancshares, Inc. forecasts updated?

First Mid Bancshares, Inc. stock forecasts are updated daily using real-time market data, ensuring you receive the most current AI-powered predictions and investment insights.

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