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AI 90-DAY FORECAST
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Texas Capital Bancshares Inc/Tx (TCBI) AI Forecast

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Texas Capital Bancshares Inc/Tx (TCBI) Stock Forecast Sept. 18, 2026

Texas Capital Bancshares Inc/Tx (TCBI) AI Stock Price Forecast & Investment Analysis

Texas Capital Bancshares Inc/Tx Stock Price Chart and Technical Analysis

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Texas Capital Bancshares Inc/Tx (TCBI) - Comprehensive Stock Analysis & Investment Research

Deep dive into Texas Capital Bancshares Inc/Tx's business profile, financial performance, AI predictions, and competitive positioning to make informed investment decisions.

Analysis updated on September 18, 2026, 11:53 p.m. (UTC)

Texas Capital Bancshares Inc/Tx Investment Summary

When evaluating whether Texas Capital Bancshares Inc/Tx (TCBI) represents a compelling investment opportunity, investors must consider multiple factors including the company's financial health, market position, growth prospects, and what our AI-powered predictive models suggest about its near-term price trajectory.

Company Profile

Texas Capital Bancshares Inc/Tx (TCBI) operates within the Finance sector, specifically in the State Commercial Banks industry. . With a market capitalization of $4 billion, the company is a mid-cap stock that typically offers a balance between growth potential and established business operations.

Financial Performance Analysis

Our comprehensive financial analysis covers Texas Capital Bancshares Inc/Tx's revenue, profitability metrics, balance sheet strength, and cash flow generation...

AI Price Predictions

Get AI-powered 7-day, 30-day and 90-day price forecasts for Texas Capital Bancshares Inc/Tx along with confidence scores and detailed analysis...

Investment Considerations

Expert analysis of whether Texas Capital Bancshares Inc/Tx is suitable for your investment objectives, risk tolerance, and time horizon...

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Corporate Identity

Texas Capital Bancshares Inc/Tx (Stock Symbol: TCBI) is a prominent company operating within the Finance sector, with a specific focus on the State Commercial Banks industry. The company's shares are publicly traded on the Nasdaq exchange.

Leadership & Workforce

Detailed information about Texas Capital Bancshares Inc/Tx's leadership team, workforce size, and organizational structure...

Market Classification

Market capitalization analysis and stock classification (mega-cap, large-cap, mid-cap, small-cap) for Texas Capital Bancshares Inc/Tx...

Sector & Industry Analysis

In-depth sector dynamics and industry context for Texas Capital Bancshares Inc/Tx...

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Revenue & Growth Analysis

Texas Capital Bancshares Inc/Tx generates annual revenues of $1 billion , indicating a well-established business with proven market demand.

Profitability Metrics

Net profit margin, gross margin, and operating margin analysis for Texas Capital Bancshares Inc/Tx...

Market Valuation

P/E ratio, price-to-book, and valuation multiples for Texas Capital Bancshares Inc/Tx...

Return Metrics

Return on equity (ROE), return on assets (ROA), and capital efficiency for Texas Capital Bancshares Inc/Tx...

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Strategic Market Position

Texas Capital Bancshares Inc/Tx strategically competes in the highly dynamic State Commercial Banks marketplace. As a mid-cap company, it occupies an attractive position balancing growth potential with established operations. Mid-caps often represent the 'sweet spot' for investors seeking companies that have proven their business models but still have meaningful runway for expansion. These companies are large enough to have competitive advantages but nimble enough to adapt quickly to market changes.

Industry Competitive Landscape

Texas Capital Bancshares Inc/Tx competes within the Finance sector, navigating the competitive dynamics and market forces specific to this industry. The company's competitive position depends on its ability to differentiate through product quality, cost efficiency, customer relationships, or other strategic advantages relevant to its specific market segment.

Operational Efficiency

The company shows positive operational efficiency through free cash flow generation of $472 million annually , with year-over-year cash flow growth of 17.5%. Positive free cash flow indicates the business generates more cash than required for operations and capital investments, providing resources for growth initiatives or shareholder returns.

Asset Utilization Efficiency

Asset turnover ratio of 0.04x indicates lower asset turnover that may reflect the industry's capital-intensive nature or potentially underutilized assets. Companies with low turnover typically depend on strong margins to generate adequate returns on capital.

Financial Strength & Leverage

Texas Capital Bancshares Inc/Tx (TCBI) Fundamental Analysis & Insider Trading Data (Quarterly Financial Reports)

Comprehensive quarterly financial data, earnings trends, insider transactions, and institutional holdings for Texas Capital Bancshares Inc/Tx stock analysis.

Deep dive into Texas Capital Bancshares Inc/Tx's financial health, valuation metrics, and operational efficiency to make informed investment decisions.

Understanding Valuation Metrics

What these metrics mean: Valuation metrics help determine if Texas Capital Bancshares Inc/Tx stock is fairly priced compared to its earnings, assets, and market position.

How to read them: Lower P/E ratios may indicate undervalued stocks, while higher ratios suggest growth expectations. P/B ratio compares market value to book value.

For Texas Capital Bancshares Inc/Tx: With a P/E ratio of 11.27, the market sees the stock as potentially undervalued.

P/E Ratio 11.27x
P/B Ratio 1.13x
Market Cap $4.11B
EPS $8.60
Book Value/Share $83.90
Revenue/Share $29.22
FCF/Share $10.85
Understanding Profitability Metrics

What these metrics mean: These ratios measure how efficiently Texas Capital Bancshares Inc/Tx converts revenue into profit and generates returns for shareholders.

How to read them: Higher ROE/ROA indicate better management efficiency. Margin percentages show profit at different operational levels.

For Texas Capital Bancshares Inc/Tx: An ROE of 10.0% indicates room for improvement in shareholder value creation.

ROE 10.0%
ROA 1.1%
Net Margin 28.7%
EBT Margin 37.5%
Tax Rate 23.5%
Understanding Financial Health Metrics

What these metrics mean: These ratios assess Texas Capital Bancshares Inc/Tx's ability to meet short-term obligations and manage debt levels effectively.

How to read them: Current ratio >2 is generally good, Quick ratio >1 shows strong liquidity. Lower D/E ratios indicate conservative debt management.

For Texas Capital Bancshares Inc/Tx:

D/E Ratio 8.30x
Financial Leverage 9.30x
Understanding Cash Flow Metrics

What these metrics mean: Cash flow metrics reveal Texas Capital Bancshares Inc/Tx's ability to generate cash from operations and fund growth initiatives.

How to read them: Positive operating cash flow is crucial. Free cash flow shows money available for dividends, buybacks, or investments.

For Texas Capital Bancshares Inc/Tx: Free cash flow of $472M provides flexibility for shareholder returns and growth investments.

Operating Cash Flow $488M
Free Cash Flow $472M
Capital Spending -$16M
OCF Growth YoY 17.5%
FCF Growth YoY 22.7%
FCF/Sales 37.1%
CapEx/Sales 1.3%
Understanding Operational Efficiency Metrics

What these metrics mean: These ratios measure how effectively Texas Capital Bancshares Inc/Tx uses its assets and manages working capital.

How to read them: Higher turnover ratios indicate efficient asset utilization. Shorter collection periods show effective credit management.

For Texas Capital Bancshares Inc/Tx: An asset turnover of 0.04x suggests room for improvement in asset utilization.

Asset Turnover 0.04x
Fixed Assets Turnover 13.8x
Understanding Financial Statement Data

What these metrics mean: Key figures from Texas Capital Bancshares Inc/Tx's income statement and balance sheet showing absolute financial performance.

How to read them: Revenue shows business scale, while margins indicate profitability. Balance sheet items reveal financial structure.

For Texas Capital Bancshares Inc/Tx: With annual revenue of $1270M, Texas Capital Bancshares Inc/Tx operates at significant scale.

Income Statement
Total Revenue $1.27B
Net Income $364M
Balance Sheet Highlights (% Of Assets)
Cash & Short-term Investments 3698%
Total Liabilities 30266%
Dividend & Shareholder Information
Payout Ratio 0.1%
Shares Outstanding 43M
Growth Metrics (YoY)
Net Income Growth 28.7%
EPS Growth 9.1%

Latest Texas Capital Bancshares Inc/Tx Stock News & Market Analysis

Breaking news, analyst reports, and market updates affecting Texas Capital Bancshares Inc/Tx (TCBI) stock price and investment outlook.

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Where TCBI sits on the market map

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Texas Capital Bancshares Inc/Tx Competitors & Peer Analysis - Finance Sector

Comparative analysis of Texas Capital Bancshares Inc/Tx against industry peers and competitors in the Finance sector, featuring AI-powered forecasts and key financial metrics.

Company Ticker Symbol 90-Day AI Forecast (Alpha) Market Cap (USD M) P/E Ratio P/B Ratio
ABCB ██% $5.60B 14.9x 1.4x
ACNB ██% $657M 12.0x 1.6x
ALLY ██% $12.17B 8.4x 0.8x
AMAL ██% $1.42B 12.5x 1.7x
ASB ██% $5.60B 11.1x 1.0x
AUB ██% $5.57B 11.4x 1.1x
AUBN ██% $92M 11.0x 1.0x
AVBH ██% $345M x 1.2x
BAFN ██% $244M x 2.1x
BANR ██% $2.40B 11.5x 3.6x
BBD ██% N/A x x
BCML ██% $331M 25.3x 1.0x
BFST ██% $1.00B 10.8x 1.0x
BHB ██% $671M 13.6x 1.2x
BKSC ██% $105M 10.5x 2.5x
BMRC ██% $457M x 1.2x
BNS ██% $116.18B x x
BOH ██% $2.94B 12.5x 1.6x
BOTJ ██% $124M 10.8x 1.5x
BPOP ██% $10.33B 10.7x 1.6x
BPRN ██% $295M 11.4x 1.1x
BRBS ██% $354M 37.7x 1.3x
BSPA ██% $88M x 0.9x
BSRR ██% $521M 11.6x 1.4x
BSVN ██% $520M 12.4x 2.0x
BUSE ██% $2.50B 10.8x 1.1x
BWB ██% $580M 10.3x 1.1x
BWFG ██% $533M 12.4x 1.7x
BY ██% $1.70B 11.3x 1.3x
CATY ██% $4.15B 12.0x 1.4x
CBAN ██% $444M 13.6x 1.1x
CBC ██% $7.68B 17.9x 2.0x
CBFV ██% $189M 26.2x 1.2x
CBK ██% $451M 7.9x 1.5x
CBSH ██% $8.19B 14.0x 3.3x
CCB ██% $703M x 1.5x
CCBG ██% $857M 14.2x 1.5x
CCFN ██% $318M 11.2x 1.6x
CCNE ██% $1.01B 10.5x 1.2x
CFFI ██% $306M 10.5x 1.1x
CFG ██% $28.24B 13.3x 1.1x
CHMG ██% $399M 11.9x 1.5x
CIVB ██% $567M 10.4x 1.4x
CIZN ██% N/A x x
CNOB ██% $1.72B 10.7x 1.1x
COFS ██% $500M 9.1x 1.0x
COLB ██% $8.47B 11.9x 1.1x
COSO ██% $326M 10.0x 1.2x
CPF ██% $969M 11.7x 1.6x
CSBB ██% $200M 13.1x 1.5x
CTBI ██% $1.38B 12.8x 1.6x
CUBI ██% $2.62B 9.0x 1.2x
CVBF ██% $4.00B 19.3x 1.3x
CZFS ██% $393M 9.6x 1.5x
CZNC ██% $465M 18.6x 1.3x
DAAQ ██% $240M 42.5x x
DB ██% $72.27B x x
EBMT ██% $175M 10.9x 0.9x
EFSC ██% $2.23B 11.7x 1.1x
EFSI ██% $248M 13.3x 1.3x
EGBN ██% $863M x 0.8x
EMYB ██% $164M 10.8x 1.3x
EQBK ██% $1.01B 28.2x 1.2x
EWBC ██% $17.39B 12.0x 1.9x
FBIZ ██% $592M 10.7x 1.5x
FBK ██% $2.67B 13.6x 1.4x
FBNC ██% $2.62B 19.7x 1.5x
FBP ██% $4.21B 11.3x 2.1x
FCBC ██% $887M 15.0x 1.7x
FCCO ██% $318M 13.7x 1.4x
FCNCA ██% $23.85B 10.1x 1.1x
FFIN ██% $4.70B 17.5x 4.5x
FHB ██% $3.13B 11.0x 1.1x
FIBK ██% $3.56B 11.0x 1.1x
FITB ██% $47.98B 20.5x 1.4x
FKYS ██% $119M 15.1x 1.0x
FMBH ██% $1.33B 13.3x 1.2x
FMBM ██% $145M 10.0x 1.3x
FMNB ██% $922M 13.9x 1.2x
FOTB ██% N/A x x
FRAF ██% $284M 11.5x 1.6x
FRBT ██% N/A x x
FRST ██% $393M 5.2x 0.9x
FSBC ██% $1.10B 15.2x 2.3x
FUSB ██% $91M 11.7x 0.9x
FVCB ██% $327M 12.7x 1.2x
FXNC ██% $279M 12.9x 1.4x
GABC ██% $1.85B 13.0x 1.5x
GBCI ██% $5.82B 18.7x 1.4x
GBFH ██% $275M 14.9x 1.6x
GLBZ ██% $13M 151.4x 0.7x
GSBC ██% $865M 12.9x 1.4x
HBIA ██% $814M 10.8x 1.5x
HBNC ██% $1.00B x 1.4x
HBT ██% $1.31B 16.8x 1.7x
HNVR ██% $188M 19.9x 0.9x
HOMB ██% $5.95B 12.4x 1.3x
HTH ██% $2.21B 13.7x 1.0x
HWC ██% $5.99B 14.0x 1.4x
IBCP ██% $804M 11.2x 1.5x
IBOC ██% $4.39B 10.6x 1.3x
INBK ██% $241M x 0.7x
INDB ██% $3.90B 14.4x 1.1x
ISBA ██% $294M 14.7x 1.2x
ISTR ██% $417M 12.4x 1.0x
JMSB ██% $326M 13.4x 1.2x
LKFN ██% $1.48B 13.3x 1.9x
LOB ██% $1.77B x 1.4x
MBIN ██% $2.38B 8.9x 1.0x
MBWM ██% $1.04B 11.0x 1.4x
MCB ██% $1.10B 12.7x 1.1x
MCBS ██% $1.00B 12.6x 1.8x
MCHB ██% N/A x x
MNSB ██% $178M 10.3x 0.8x
MPB ██% $932M 13.7x 1.0x
MSBI ██% $698M x 1.2x
MTB ██% $32.69B 10.8x 1.2x
MVBF ██% $400M 36.7x 1.2x
NPB ██% $577M 6.4x 0.9x
NTRS ██% $32.37B 14.4x 2.4x
NWFL ██% $383M 13.3x 1.8x
NWPP ██% $115M 9.5x 1.3x
OBK ██% $1.66B 16.6x 2.6x
OBNK ██% N/A x x
OBT ██% $512M 10.8x 1.7x
OFG ██% $2.21B 10.0x 1.6x
OPBK ██% $230M 8.0x 1.0x
ORRF ██% $823M 9.5x 1.3x
OSBC ██% $1.27B 13.7x 1.4x
OSBK ██% $55M x 2.4x
OVBC ██% $212M 14.9x 1.2x
OVLY ██% $288M 12.3x 1.3x
PB ██% $8.45B 15.0x 1.0x
PBHC ██% $110M 771.0x 0.9x
PCB ██% $390M 9.3x 1.0x
PEBK ██% $240M 12.0x 1.5x
PEBO ██% $1.42B 12.0x 1.7x
PFBX ██% $111M 29.9x 1.1x
PKBK ██% $403M 8.8x 1.2x
QCRH ██% $1.65B 11.6x 1.4x
QNBC ██% $224M 16.7x 1.2x
RBB ██% $451M 10.2x 0.8x
RBCAA ██% $1.84B 14.4x 1.6x
RMBI ██% $271M 22.5x 1.8x
RNST ██% $3.70B 11.8x 1.0x
RRBI ██% $672M 14.6x 1.8x
SBCF ██% $3.26B 20.1x 1.2x
SBFG ██% $184M 11.0x 1.5x
SBSI ██% $940M 12.4x 1.1x
SFBS ██% $4.48B 14.0x 2.3x
SFDL ██% $126M 9.2x 0.6x
SLBK ██% $163M 9.0x 1.4x
SPFI ██% $824M 12.7x 1.3x
SRCE ██% $2.07B 12.1x 1.6x
SSB ██% $10.05B 10.6x 1.1x
STBA ██% $1.75B 12.4x 1.3x
STLE ██% N/A x x
STT ██% $50.29B 14.6x 1.8x
SYBT ██% $2.48B 16.6x 2.0x
TCBI ██% $4.11B 11.3x 1.1x
TCBK ██% $1.72B 12.7x 1.3x
TFIN ██% $1.51B 38.9x 1.6x
THFF ██% $917M 10.8x 1.4x
TMP ██% $1.41B 8.0x 1.5x
TRST ██% $958M 14.7x 1.5x
TYFG ██% $192M 10.3x 1.2x
UBCP ██% $90M 11.3x 1.3x
UBSI ██% $6.40B 12.4x 1.2x
UCB ██% $4.18B 11.1x 1.1x
UNB ██% $119M 9.8x 1.3x
UNTY ██% $590M 10.1x 1.6x
USCB ██% $428M 14.9x 2.0x
UVSP ██% $1.17B 11.9x 1.2x
UWHR ██% $105M 8.4x 1.5x
WAL ██% $8.67B 8.8x 1.1x
WASH ██% $752M 13.6x 1.4x
WTBA ██% $504M 13.1x 1.8x
WTFC ██% $9.98B 11.1x 1.3x
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Frequently Asked Questions - Texas Capital Bancshares Inc/Tx Stock Forecast

How accurate are Texas Capital Bancshares Inc/Tx stock predictions?

Our AI model shows a 15% Spearman correlation coefficient for TCBI predictions, based on advanced machine learning algorithms trained on over 10 years of market data. This measures the strength of the monotonic relationship between predicted and actual price movements.

What factors influence Texas Capital Bancshares Inc/Tx stock price forecasts?

Our analysis considers Texas Capital Bancshares Inc/Tx's financial metrics, Finance sector trends, market sentiment, technical indicators, earnings data, and macroeconomic factors affecting stock performance.

Is Texas Capital Bancshares Inc/Tx a good investment in 2026?

Based on our AI analysis, Texas Capital Bancshares Inc/Tx shows potential for various market scenarios. Consider your risk tolerance, investment timeline, and portfolio diversification before making investment decisions.

How often are Texas Capital Bancshares Inc/Tx forecasts updated?

Texas Capital Bancshares Inc/Tx stock forecasts are updated daily using real-time market data, ensuring you receive the most current AI-powered predictions and investment insights.

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