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Independent Bank Corp (INDB) AI Forecast

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Independent Bank Corp (INDB) Stock Forecast Sept. 17, 2026


Independent Bank Corp (INDB) AI Stock Price Forecast & Investment Analysis

Independent Bank Corp Stock Price Chart and Technical Analysis

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Independent Bank Corp (INDB) - Comprehensive Stock Analysis & Investment Research

Deep dive into Independent Bank Corp's business profile, financial performance, AI predictions, and competitive positioning to make informed investment decisions.

Analysis updated on September 17, 2026, 10:24 p.m. (UTC)

Independent Bank Corp Investment Summary

When evaluating whether Independent Bank Corp (INDB) represents a compelling investment opportunity, investors must consider multiple factors including the company's financial health, market position, growth prospects, and what our AI-powered predictive models suggest about its near-term price trajectory.

Company Profile

Independent Bank Corp (INDB) operates within the Finance sector, specifically in the State Commercial Banks industry. . With a market capitalization of $4 billion, the company is a mid-cap stock that typically offers a balance between growth potential and established business operations.

Financial Performance Analysis

Our comprehensive financial analysis covers Independent Bank Corp's revenue, profitability metrics, balance sheet strength, and cash flow generation...

AI Price Predictions

Get AI-powered 7-day, 30-day and 90-day price forecasts for Independent Bank Corp along with confidence scores and detailed analysis...

Investment Considerations

Expert analysis of whether Independent Bank Corp is suitable for your investment objectives, risk tolerance, and time horizon...

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Corporate Identity

Independent Bank Corp (Stock Symbol: INDB) is a prominent company operating within the Finance sector, with a specific focus on the State Commercial Banks industry. The company's shares are publicly traded on the Nasdaq exchange.

Leadership & Workforce

Detailed information about Independent Bank Corp's leadership team, workforce size, and organizational structure...

Market Classification

Market capitalization analysis and stock classification (mega-cap, large-cap, mid-cap, small-cap) for Independent Bank Corp...

Sector & Industry Analysis

In-depth sector dynamics and industry context for Independent Bank Corp...

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Revenue & Growth Analysis

Independent Bank Corp generates annual revenues of $948 million , representing an emerging company in its growth phase.

Profitability Metrics

Net profit margin, gross margin, and operating margin analysis for Independent Bank Corp...

Market Valuation

P/E ratio, price-to-book, and valuation multiples for Independent Bank Corp...

Return Metrics

Return on equity (ROE), return on assets (ROA), and capital efficiency for Independent Bank Corp...

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Strategic Market Position

Independent Bank Corp strategically competes in the highly dynamic State Commercial Banks marketplace. As a mid-cap company, it occupies an attractive position balancing growth potential with established operations. Mid-caps often represent the 'sweet spot' for investors seeking companies that have proven their business models but still have meaningful runway for expansion. These companies are large enough to have competitive advantages but nimble enough to adapt quickly to market changes.

Industry Competitive Landscape

Independent Bank Corp competes within the Finance sector, navigating the competitive dynamics and market forces specific to this industry. The company's competitive position depends on its ability to differentiate through product quality, cost efficiency, customer relationships, or other strategic advantages relevant to its specific market segment.

Operational Efficiency

The company shows positive operational efficiency through free cash flow generation of $304 million annually , with year-over-year cash flow growth of 38.0%. Positive free cash flow indicates the business generates more cash than required for operations and capital investments, providing resources for growth initiatives or shareholder returns.

Asset Utilization Efficiency

Asset turnover ratio of 0.04x indicates lower asset turnover that may reflect the industry's capital-intensive nature or potentially underutilized assets. Companies with low turnover typically depend on strong margins to generate adequate returns on capital.

Financial Strength & Leverage

Independent Bank Corp (INDB) Fundamental Analysis & Insider Trading Data (Quarterly Financial Reports)

Comprehensive quarterly financial data, earnings trends, insider transactions, and institutional holdings for Independent Bank Corp stock analysis.

Deep dive into Independent Bank Corp's financial health, valuation metrics, and operational efficiency to make informed investment decisions.

Understanding Valuation Metrics

What these metrics mean: Valuation metrics help determine if Independent Bank Corp stock is fairly priced compared to its earnings, assets, and market position.

How to read them: Lower P/E ratios may indicate undervalued stocks, while higher ratios suggest growth expectations. P/B ratio compares market value to book value.

For Independent Bank Corp: With a P/E ratio of 14.40, the market sees the stock as potentially undervalued.

P/E Ratio 14.40x
P/B Ratio 1.11x
Market Cap $3.91B
Dividend Yield 2.94%
EPS $5.53
Book Value/Share $74.15
Revenue/Share $20.03
FCF/Share $6.41
Understanding Profitability Metrics

What these metrics mean: These ratios measure how efficiently Independent Bank Corp converts revenue into profit and generates returns for shareholders.

How to read them: Higher ROE/ROA indicate better management efficiency. Margin percentages show profit at different operational levels.

For Independent Bank Corp: An ROE of 7.7% indicates room for improvement in shareholder value creation.

ROE 7.7%
ROA 1.1%
Net Margin 28.6%
EBT Margin 37.3%
Understanding Financial Health Metrics

What these metrics mean: These ratios assess Independent Bank Corp's ability to meet short-term obligations and manage debt levels effectively.

How to read them: Current ratio >2 is generally good, Quick ratio >1 shows strong liquidity. Lower D/E ratios indicate conservative debt management.

For Independent Bank Corp:

D/E Ratio 6.11x
Financial Leverage 7.11x
Understanding Cash Flow Metrics

What these metrics mean: Cash flow metrics reveal Independent Bank Corp's ability to generate cash from operations and fund growth initiatives.

How to read them: Positive operating cash flow is crucial. Free cash flow shows money available for dividends, buybacks, or investments.

For Independent Bank Corp: Free cash flow of $304M provides flexibility for shareholder returns and growth investments.

Operating Cash Flow $322M
Free Cash Flow $304M
Capital Spending -$18M
OCF Growth YoY 38.0%
FCF Growth YoY 41.5%
FCF/Sales 32.0%
CapEx/Sales 1.9%
Understanding Operational Efficiency Metrics

What these metrics mean: These ratios measure how effectively Independent Bank Corp uses its assets and manages working capital.

How to read them: Higher turnover ratios indicate efficient asset utilization. Shorter collection periods show effective credit management.

For Independent Bank Corp: An asset turnover of 0.04x suggests room for improvement in asset utilization.

Asset Turnover 0.04x
Fixed Assets Turnover 4.4x
Understanding Financial Statement Data

What these metrics mean: Key figures from Independent Bank Corp's income statement and balance sheet showing absolute financial performance.

How to read them: Revenue shows business scale, while margins indicate profitability. Balance sheet items reveal financial structure.

For Independent Bank Corp: With annual revenue of $948M, Independent Bank Corp demonstrates solid business size.

Income Statement
Total Revenue $948M
Net Income $271M
Balance Sheet Highlights (% Of Assets)
Cash & Short-term Investments 1001%
Total Liabilities 21462%
Dividend & Shareholder Information
Dividends Per Share $2.42
Shares Outstanding 47M
Growth Metrics (YoY)
Net Income Growth 28.6%
EPS Growth 6.7%

Latest Independent Bank Corp Stock News & Market Analysis

Breaking news, analyst reports, and market updates affecting Independent Bank Corp (INDB) stock price and investment outlook.

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Where INDB sits on the market map

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Independent Bank Corp Competitors & Peer Analysis - Finance Sector

Comparative analysis of Independent Bank Corp against industry peers and competitors in the Finance sector, featuring AI-powered forecasts and key financial metrics.

Company Ticker Symbol 90-Day AI Forecast (Alpha) Market Cap (USD M) P/E Ratio P/B Ratio
ABCB ██% $5.57B 14.8x 1.4x
ACNB ██% $651M 11.9x 1.5x
ALLY ██% $12.35B 8.5x 0.8x
AMAL ██% $1.41B 12.4x 1.7x
ASB ██% $5.64B 11.2x 1.0x
AUB ██% $5.57B 11.4x 1.1x
AUBN ██% $91M 10.9x 1.0x
AVBH ██% $344M x 1.2x
BAFN ██% $249M x 2.2x
BANR ██% $2.41B 11.6x 3.6x
BBD ██% N/A x x
BCML ██% $328M 25.1x 1.0x
BFST ██% $1.00B 10.8x 1.0x
BHB ██% $676M 13.7x 1.2x
BKSC ██% $105M 10.5x 2.5x
BMRC ██% $460M x 1.2x
BNS ██% $116.21B x x
BOH ██% $2.94B 12.5x 1.6x
BOTJ ██% $124M 10.8x 1.5x
BPOP ██% $10.27B 10.6x 1.6x
BPRN ██% $293M 11.3x 1.1x
BRBS ██% $353M 37.6x 1.3x
BSPA ██% $88M x 0.9x
BSRR ██% $523M 11.6x 1.4x
BSVN ██% $518M 12.3x 1.9x
BUSE ██% $2.49B 10.8x 1.0x
BWB ██% $582M 10.3x 1.1x
BWFG ██% $532M 12.4x 1.6x
BY ██% $1.70B 11.4x 1.3x
CATY ██% $4.14B 11.9x 1.4x
CBAN ██% $447M 13.7x 1.2x
CBC ██% $7.68B 17.9x 2.0x
CBFV ██% $189M 26.2x 1.2x
CBK ██% $451M 7.9x 1.5x
CBSH ██% $8.24B 14.1x 3.3x
CCB ██% $703M x 1.5x
CCBG ██% $858M 14.2x 1.5x
CCFN ██% $324M 11.4x 1.6x
CCNE ██% $1.01B 10.5x 1.2x
CFFI ██% $308M 10.6x 1.1x
CFG ██% $28.38B 13.4x 1.1x
CHMG ██% $403M 12.0x 1.5x
CIVB ██% $566M 10.4x 1.4x
CIZN ██% N/A x x
CNOB ██% $1.72B 10.7x 1.1x
COFS ██% $499M 9.1x 1.0x
COLB ██% $8.47B 11.9x 1.1x
COSO ██% $326M 10.0x 1.2x
CPF ██% $962M 11.6x 1.6x
CSBB ██% $200M 13.1x 1.5x
CTBI ██% $1.38B 12.8x 1.6x
CUBI ██% $2.64B 9.1x 1.2x
CVBF ██% $4.00B 19.3x 1.3x
CZFS ██% $391M 9.5x 1.5x
CZNC ██% $466M 18.6x 1.4x
DAAQ ██% $241M 42.6x x
DB ██% $72.99B x x
EBMT ██% $175M 10.9x 0.9x
EFSC ██% $2.25B 11.8x 1.1x
EFSI ██% $248M 13.3x 1.3x
EGBN ██% $861M x 0.8x
EMYB ██% $164M 10.8x 1.3x
EQBK ██% $1.01B 28.3x 1.2x
EWBC ██% $17.29B 12.0x 1.9x
FBIZ ██% $600M 10.8x 1.5x
FBK ██% $2.71B 13.8x 1.4x
FBNC ██% $2.59B 19.4x 1.5x
FBP ██% $4.22B 11.3x 2.1x
FCBC ██% $887M 15.0x 1.7x
FCCO ██% $316M 13.7x 1.4x
FCNCA ██% $23.71B 10.1x 1.1x
FFIN ██% $4.78B 17.8x 4.5x
FHB ██% $3.12B 10.9x 1.1x
FIBK ██% $3.52B 10.9x 1.1x
FITB ██% $47.53B 20.3x 1.4x
FKYS ██% $119M 15.1x 1.0x
FMBH ██% $1.33B 13.3x 1.2x
FMBM ██% $145M 10.0x 1.3x
FMNB ██% $929M 14.0x 1.2x
FOTB ██% N/A x x
FRAF ██% $286M 11.6x 1.6x
FRBT ██% N/A x x
FRST ██% $391M 5.2x 0.9x
FSBC ██% $1.11B 15.4x 2.3x
FUSB ██% $91M 11.7x 0.9x
FVCB ██% $326M 12.6x 1.2x
FXNC ██% $279M 12.9x 1.4x
GABC ██% $1.85B 13.0x 1.5x
GBCI ██% $5.85B 18.8x 1.4x
GBFH ██% $285M 15.4x 1.7x
GLBZ ██% $13M 151.4x 0.7x
GSBC ██% $863M 12.8x 1.3x
HBIA ██% $814M 10.8x 1.5x
HBNC ██% $1.00B x 1.4x
HBT ██% $1.31B 16.9x 1.7x
HNVR ██% $187M 19.7x 0.9x
HOMB ██% $5.95B 12.4x 1.3x
HTH ██% $2.22B 13.7x 1.0x
HWC ██% $5.98B 14.0x 1.4x
IBCP ██% $810M 11.3x 1.5x
IBOC ██% $4.41B 10.7x 1.3x
INBK ██% $241M x 0.7x
INDB ██% $3.91B 14.4x 1.1x
ISBA ██% $291M 14.6x 1.2x
ISTR ██% $418M 12.4x 1.0x
JMSB ██% $326M 13.3x 1.2x
LKFN ██% $1.49B 13.4x 1.9x
LOB ██% $1.77B x 1.4x
MBIN ██% $2.42B 9.0x 1.0x
MBWM ██% $1.05B 11.0x 1.4x
MCB ██% $1.11B 12.8x 1.2x
MCBS ██% $1.01B 12.7x 1.8x
MCHB ██% N/A x x
MNSB ██% $178M 10.3x 0.8x
MPB ██% $934M 13.7x 1.0x
MSBI ██% $692M x 1.2x
MTB ██% $32.64B 10.8x 1.2x
MVBF ██% $401M 36.8x 1.2x
NPB ██% $576M 6.4x 0.9x
NTRS ██% $32.32B 14.4x 2.4x
NWFL ██% $380M 13.2x 1.8x
NWPP ██% $113M 9.3x 1.3x
OBK ██% $1.65B 16.6x 2.6x
OBNK ██% N/A x x
OBT ██% $513M 10.8x 1.7x
OFG ██% $2.22B 10.1x 1.6x
OPBK ██% $230M 7.9x 1.0x
ORRF ██% $826M 9.6x 1.3x
OSBC ██% $1.27B 13.8x 1.4x
OSBK ██% $55M x 2.4x
OVBC ██% $211M 14.9x 1.2x
OVLY ██% $289M 12.3x 1.3x
PB ██% $8.45B 15.0x 1.0x
PBHC ██% $106M 740.7x 0.9x
PCB ██% $390M 9.3x 1.0x
PEBK ██% $241M 12.1x 1.5x
PEBO ██% $1.42B 12.1x 1.7x
PFBX ██% $111M 29.9x 1.1x
PKBK ██% $405M 8.9x 1.2x
QCRH ██% $1.65B 11.7x 1.4x
QNBC ██% $223M 16.7x 1.2x
RBB ██% $451M 10.2x 0.8x
RBCAA ██% $1.85B 14.4x 1.6x
RMBI ██% $265M 22.0x 1.8x
RNST ██% $3.70B 11.8x 1.0x
RRBI ██% $670M 14.6x 1.7x
SBCF ██% $3.27B 20.2x 1.2x
SBFG ██% $183M 10.9x 1.5x
SBSI ██% $945M 12.4x 1.1x
SFBS ██% $4.51B 14.1x 2.3x
SFDL ██% $126M 9.2x 0.6x
SLBK ██% $163M 9.0x 1.4x
SPFI ██% $822M 12.6x 1.3x
SRCE ██% $2.07B 12.1x 1.6x
SSB ██% $10.07B 10.6x 1.1x
STBA ██% $1.76B 12.5x 1.3x
STLE ██% N/A x x
STT ██% $50.24B 14.5x 1.8x
SYBT ██% $2.46B 16.4x 2.0x
TCBI ██% $4.14B 11.4x 1.1x
TCBK ██% $1.71B 12.6x 1.3x
TFIN ██% $1.52B 39.3x 1.6x
THFF ██% $914M 10.8x 1.4x
TMP ██% $1.40B 8.0x 1.5x
TRST ██% $977M 15.0x 1.5x
TYFG ██% $192M 10.3x 1.2x
UBCP ██% $88M 11.0x 1.2x
UBSI ██% $6.45B 12.5x 1.2x
UCB ██% $4.20B 11.1x 1.1x
UNB ██% $117M 9.6x 1.3x
UNTY ██% $595M 10.2x 1.6x
USCB ██% $424M 14.7x 2.0x
UVSP ██% $1.18B 12.0x 1.2x
UWHR ██% $103M 8.2x 1.5x
WAL ██% $8.49B 8.6x 1.1x
WASH ██% $748M 13.5x 1.4x
WTBA ██% $502M 13.1x 1.8x
WTFC ██% $10.00B 11.1x 1.3x
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Frequently Asked Questions - Independent Bank Corp Stock Forecast

How accurate are Independent Bank Corp stock predictions?

Our AI model shows a 20% Spearman correlation coefficient for INDB predictions, based on advanced machine learning algorithms trained on over 10 years of market data. This measures the strength of the monotonic relationship between predicted and actual price movements.

What factors influence Independent Bank Corp stock price forecasts?

Our analysis considers Independent Bank Corp's financial metrics, Finance sector trends, market sentiment, technical indicators, earnings data, and macroeconomic factors affecting stock performance.

Is Independent Bank Corp a good investment in 2026?

Based on our AI analysis, Independent Bank Corp shows potential for various market scenarios. Consider your risk tolerance, investment timeline, and portfolio diversification before making investment decisions.

How often are Independent Bank Corp forecasts updated?

Independent Bank Corp stock forecasts are updated daily using real-time market data, ensuring you receive the most current AI-powered predictions and investment insights.

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