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BULLISH SIGNAL DETECTED · Alpha
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First Financial Corp /In/ (THFF) AI Forecast

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$THFF Bullish Signal Full forecast available

First Financial Corp /In/ (THFF) Stock Forecast Sept. 18, 2026


First Financial Corp /In/ (THFF) AI Stock Price Forecast & Investment Analysis

First Financial Corp /In/ Stock Price Chart and Technical Analysis

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First Financial Corp /In/ (THFF) - Comprehensive Stock Analysis & Investment Research

Deep dive into First Financial Corp /In/'s business profile, financial performance, AI predictions, and competitive positioning to make informed investment decisions.

Analysis updated on September 18, 2026, 9:49 p.m. (UTC)

First Financial Corp /In/ Investment Summary

When evaluating whether First Financial Corp /In/ (THFF) represents a compelling investment opportunity, investors must consider multiple factors including the company's financial health, market position, growth prospects, and what our AI-powered predictive models suggest about its near-term price trajectory.

Company Profile

First Financial Corp /In/ (THFF) operates within the Finance sector, specifically in the State Commercial Banks industry. . With a market capitalization of $917 million, the company is a small-cap stock that may offer higher growth potential but also carries higher volatility.

Financial Performance Analysis

Our comprehensive financial analysis covers First Financial Corp /In/'s revenue, profitability metrics, balance sheet strength, and cash flow generation...

AI Price Predictions

Get AI-powered 7-day, 30-day and 90-day price forecasts for First Financial Corp /In/ along with confidence scores and detailed analysis...

Investment Considerations

Expert analysis of whether First Financial Corp /In/ is suitable for your investment objectives, risk tolerance, and time horizon...

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Corporate Identity

First Financial Corp /In/ (Stock Symbol: THFF) is a prominent company operating within the Finance sector, with a specific focus on the State Commercial Banks industry. The company's shares are publicly traded on the Nasdaq exchange.

Leadership & Workforce

Detailed information about First Financial Corp /In/'s leadership team, workforce size, and organizational structure...

Market Classification

Market capitalization analysis and stock classification (mega-cap, large-cap, mid-cap, small-cap) for First Financial Corp /In/...

Sector & Industry Analysis

In-depth sector dynamics and industry context for First Financial Corp /In/...

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Revenue & Growth Analysis

First Financial Corp /In/ generates annual revenues of $268 million , representing an emerging company in its growth phase.

Profitability Metrics

Net profit margin, gross margin, and operating margin analysis for First Financial Corp /In/...

Market Valuation

P/E ratio, price-to-book, and valuation multiples for First Financial Corp /In/...

Return Metrics

Return on equity (ROE), return on assets (ROA), and capital efficiency for First Financial Corp /In/...

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Strategic Market Position

First Financial Corp /In/ strategically competes in the highly dynamic State Commercial Banks marketplace. As a small-cap company, it represents an emerging market participant with potentially significant growth opportunities. Small-caps often offer greater growth potential as they capture market share and scale their operations, though this comes with higher risk and volatility. Success at this stage can lead to substantial returns for early investors who identify winning business models.

Industry Competitive Landscape

First Financial Corp /In/ competes within the Finance sector, navigating the competitive dynamics and market forces specific to this industry. The company's competitive position depends on its ability to differentiate through product quality, cost efficiency, customer relationships, or other strategic advantages relevant to its specific market segment.

Operational Efficiency

The company shows positive operational efficiency through free cash flow generation of $93 million annually , with year-over-year cash flow growth of 33.4%. Positive free cash flow indicates the business generates more cash than required for operations and capital investments, providing resources for growth initiatives or shareholder returns.

Asset Utilization Efficiency

Asset turnover ratio of 0.04x indicates lower asset turnover that may reflect the industry's capital-intensive nature or potentially underutilized assets. Companies with low turnover typically depend on strong margins to generate adequate returns on capital.

Financial Strength & Leverage

First Financial Corp /In/ (THFF) Fundamental Analysis & Insider Trading Data (Quarterly Financial Reports)

Comprehensive quarterly financial data, earnings trends, insider transactions, and institutional holdings for First Financial Corp /In/ stock analysis.

Deep dive into First Financial Corp /In/'s financial health, valuation metrics, and operational efficiency to make informed investment decisions.

Understanding Valuation Metrics

What these metrics mean: Valuation metrics help determine if First Financial Corp /In/ stock is fairly priced compared to its earnings, assets, and market position.

How to read them: Lower P/E ratios may indicate undervalued stocks, while higher ratios suggest growth expectations. P/B ratio compares market value to book value.

For First Financial Corp /In/: With a P/E ratio of 10.82, the market sees the stock as potentially undervalued.

P/E Ratio 10.82x
P/B Ratio 1.36x
Market Cap $917M
Dividend Yield 2.77%
EPS $7.14
Book Value/Share $56.83
Revenue/Share $22.55
FCF/Share $7.82
Understanding Profitability Metrics

What these metrics mean: These ratios measure how efficiently First Financial Corp /In/ converts revenue into profit and generates returns for shareholders.

How to read them: Higher ROE/ROA indicate better management efficiency. Margin percentages show profit at different operational levels.

For First Financial Corp /In/: An ROE of 12.5% shows good shareholder value creation.

ROE 12.5%
ROA 1.4%
Net Margin 31.6%
EBT Margin 39.1%
Tax Rate 19.2%
Understanding Financial Health Metrics

What these metrics mean: These ratios assess First Financial Corp /In/'s ability to meet short-term obligations and manage debt levels effectively.

How to read them: Current ratio >2 is generally good, Quick ratio >1 shows strong liquidity. Lower D/E ratios indicate conservative debt management.

For First Financial Corp /In/:

D/E Ratio 8.14x
Financial Leverage 9.14x
Understanding Cash Flow Metrics

What these metrics mean: Cash flow metrics reveal First Financial Corp /In/'s ability to generate cash from operations and fund growth initiatives.

How to read them: Positive operating cash flow is crucial. Free cash flow shows money available for dividends, buybacks, or investments.

For First Financial Corp /In/: Free cash flow of $93M provides flexibility for shareholder returns and growth investments.

Operating Cash Flow $97M
Free Cash Flow $93M
Capital Spending -$4M
OCF Growth YoY 33.4%
FCF Growth YoY 40.1%
FCF/Sales 34.7%
CapEx/Sales 1.6%
Understanding Operational Efficiency Metrics

What these metrics mean: These ratios measure how effectively First Financial Corp /In/ uses its assets and manages working capital.

How to read them: Higher turnover ratios indicate efficient asset utilization. Shorter collection periods show effective credit management.

For First Financial Corp /In/: An asset turnover of 0.04x suggests room for improvement in asset utilization.

Asset Turnover 0.04x
Fixed Assets Turnover 3.0x
Understanding Financial Statement Data

What these metrics mean: Key figures from First Financial Corp /In/'s income statement and balance sheet showing absolute financial performance.

How to read them: Revenue shows business scale, while margins indicate profitability. Balance sheet items reveal financial structure.

For First Financial Corp /In/: With annual revenue of $268M, First Financial Corp /In/ demonstrates solid business size.

Income Statement
Total Revenue $268M
Net Income $84M
Balance Sheet Highlights (% Of Assets)
Cash & Short-term Investments 97%
Total Liabilities 5503%
Dividend & Shareholder Information
Dividends Per Share $2.14
Payout Ratio 0.3%
Shares Outstanding 12M
Growth Metrics (YoY)
Net Income Growth 31.6%
EPS Growth 9.3%

Latest First Financial Corp /In/ Stock News & Market Analysis

Breaking news, analyst reports, and market updates affecting First Financial Corp /In/ (THFF) stock price and investment outlook.

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Where THFF sits on the market map

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First Financial Corp /In/ Competitors & Peer Analysis - Finance Sector

Comparative analysis of First Financial Corp /In/ against industry peers and competitors in the Finance sector, featuring AI-powered forecasts and key financial metrics.

Company Ticker Symbol 90-Day AI Forecast (Alpha) Market Cap (USD M) P/E Ratio P/B Ratio
ABCB ██% $5.60B 14.9x 1.4x
ACNB ██% $657M 12.0x 1.6x
ALLY ██% $12.17B 8.4x 0.8x
AMAL ██% $1.42B 12.5x 1.7x
ASB ██% $5.60B 11.1x 1.0x
AUB ██% $5.57B 11.4x 1.1x
AUBN ██% $92M 11.0x 1.0x
AVBH ██% $345M x 1.2x
BAFN ██% $244M x 2.1x
BANR ██% $2.40B 11.5x 3.6x
BBD ██% N/A x x
BCML ██% $331M 25.3x 1.0x
BFST ██% $1.00B 10.8x 1.0x
BHB ██% $671M 13.6x 1.2x
BKSC ██% $105M 10.5x 2.5x
BMRC ██% $457M x 1.2x
BNS ██% $116.18B x x
BOH ██% $2.94B 12.5x 1.6x
BOTJ ██% $124M 10.8x 1.5x
BPOP ██% $10.33B 10.7x 1.6x
BPRN ██% $295M 11.4x 1.1x
BRBS ██% $354M 37.7x 1.3x
BSPA ██% $88M x 0.9x
BSRR ██% $521M 11.6x 1.4x
BSVN ██% $520M 12.4x 2.0x
BUSE ██% $2.50B 10.8x 1.1x
BWB ██% $580M 10.3x 1.1x
BWFG ██% $533M 12.4x 1.7x
BY ██% $1.70B 11.3x 1.3x
CATY ██% $4.14B 11.9x 1.4x
CBAN ██% $444M 13.6x 1.1x
CBC ██% $7.68B 17.9x 2.0x
CBFV ██% $189M 26.2x 1.2x
CBK ██% $451M 7.9x 1.5x
CBSH ██% $8.24B 14.1x 3.3x
CCB ██% $703M x 1.5x
CCBG ██% $858M 14.2x 1.5x
CCFN ██% $318M 11.2x 1.6x
CCNE ██% $1.01B 10.5x 1.2x
CFFI ██% $306M 10.5x 1.1x
CFG ██% $28.38B 13.4x 1.1x
CHMG ██% $399M 11.9x 1.5x
CIVB ██% $566M 10.4x 1.4x
CIZN ██% N/A x x
CNOB ██% $1.72B 10.7x 1.1x
COFS ██% $500M 9.1x 1.0x
COLB ██% $8.47B 11.9x 1.1x
COSO ██% $326M 10.0x 1.2x
CPF ██% $962M 11.6x 1.6x
CSBB ██% $200M 13.1x 1.5x
CTBI ██% $1.38B 12.8x 1.6x
CUBI ██% $2.63B 9.0x 1.2x
CVBF ██% $4.01B 19.4x 1.3x
CZFS ██% $393M 9.6x 1.5x
CZNC ██% $465M 18.6x 1.3x
DAAQ ██% $240M 42.5x x
DB ██% $74.31B x x
EBMT ██% $175M 10.9x 0.9x
EFSC ██% $2.25B 11.8x 1.1x
EFSI ██% $248M 13.3x 1.3x
EGBN ██% $860M x 0.8x
EMYB ██% $164M 10.8x 1.3x
EQBK ██% $1.01B 28.2x 1.2x
EWBC ██% $17.23B 11.9x 1.9x
FBIZ ██% $598M 10.8x 1.5x
FBK ██% $2.67B 13.6x 1.4x
FBNC ██% $2.59B 19.5x 1.5x
FBP ██% $4.20B 11.3x 2.1x
FCBC ██% $884M 14.9x 1.6x
FCCO ██% $318M 13.7x 1.4x
FCNCA ██% $23.95B 10.2x 1.1x
FFIN ██% $4.71B 17.5x 4.5x
FHB ██% $3.14B 11.0x 1.1x
FIBK ██% $3.54B 10.9x 1.1x
FITB ██% $48.31B 20.6x 1.4x
FKYS ██% $119M 15.1x 1.0x
FMBH ██% $1.33B 13.3x 1.2x
FMBM ██% $145M 10.0x 1.3x
FMNB ██% $927M 14.0x 1.2x
FOTB ██% N/A x x
FRAF ██% $284M 11.5x 1.6x
FRBT ██% N/A x x
FRST ██% $393M 5.2x 0.9x
FSBC ██% $1.10B 15.2x 2.3x
FUSB ██% $91M 11.7x 0.9x
FVCB ██% $327M 12.7x 1.2x
FXNC ██% $279M 12.9x 1.4x
GABC ██% $1.85B 13.0x 1.5x
GBCI ██% $5.82B 18.7x 1.4x
GBFH ██% $279M 15.1x 1.6x
GLBZ ██% $13M 151.4x 0.7x
GSBC ██% $865M 12.9x 1.4x
HBIA ██% $814M 10.8x 1.5x
HBNC ██% $1.00B x 1.4x
HBT ██% $1.31B 16.9x 1.7x
HNVR ██% $188M 19.9x 0.9x
HOMB ██% $5.95B 12.4x 1.3x
HTH ██% $2.21B 13.7x 1.0x
HWC ██% $5.99B 14.0x 1.4x
IBCP ██% $804M 11.2x 1.5x
IBOC ██% $4.39B 10.6x 1.3x
INBK ██% $241M x 0.7x
INDB ██% $3.90B 14.4x 1.1x
ISBA ██% $294M 14.7x 1.2x
ISTR ██% $417M 12.4x 1.0x
JMSB ██% $326M 13.4x 1.2x
LKFN ██% $1.48B 13.3x 1.9x
LOB ██% $1.77B x 1.4x
MBIN ██% $2.38B 8.9x 1.0x
MBWM ██% $1.04B 11.0x 1.4x
MCB ██% $1.10B 12.7x 1.1x
MCBS ██% $1.00B 12.6x 1.8x
MCHB ██% N/A x x
MNSB ██% $178M 10.3x 0.8x
MPB ██% $932M 13.7x 1.0x
MSBI ██% $698M x 1.2x
MTB ██% $32.69B 10.8x 1.2x
MVBF ██% $400M 36.7x 1.2x
NPB ██% $577M 6.4x 0.9x
NTRS ██% $32.37B 14.4x 2.4x
NWFL ██% $383M 13.3x 1.8x
NWPP ██% $115M 9.5x 1.3x
OBK ██% $1.66B 16.6x 2.6x
OBNK ██% N/A x x
OBT ██% $512M 10.8x 1.7x
OFG ██% $2.21B 10.0x 1.6x
OPBK ██% $230M 8.0x 1.0x
ORRF ██% $823M 9.5x 1.3x
OSBC ██% $1.27B 13.7x 1.4x
OSBK ██% $55M x 2.4x
OVBC ██% $212M 14.9x 1.2x
OVLY ██% $288M 12.3x 1.3x
PB ██% $8.45B 15.0x 1.0x
PBHC ██% $110M 771.0x 0.9x
PCB ██% $390M 9.3x 1.0x
PEBK ██% $240M 12.0x 1.5x
PEBO ██% $1.42B 12.0x 1.7x
PFBX ██% $111M 29.9x 1.1x
PKBK ██% $403M 8.8x 1.2x
QCRH ██% $1.65B 11.6x 1.4x
QNBC ██% $224M 16.7x 1.2x
RBB ██% $451M 10.2x 0.8x
RBCAA ██% $1.84B 14.4x 1.6x
RMBI ██% $271M 22.5x 1.8x
RNST ██% $3.70B 11.8x 1.0x
RRBI ██% $672M 14.6x 1.8x
SBCF ██% $3.26B 20.1x 1.2x
SBFG ██% $184M 11.0x 1.5x
SBSI ██% $940M 12.4x 1.1x
SFBS ██% $4.48B 14.0x 2.3x
SFDL ██% $126M 9.2x 0.6x
SLBK ██% $163M 9.0x 1.4x
SPFI ██% $824M 12.7x 1.3x
SRCE ██% $2.07B 12.1x 1.6x
SSB ██% $10.05B 10.6x 1.1x
STBA ██% $1.75B 12.4x 1.3x
STLE ██% N/A x x
STT ██% $50.29B 14.6x 1.8x
SYBT ██% $2.48B 16.6x 2.0x
TCBI ██% $4.11B 11.3x 1.1x
TCBK ██% $1.72B 12.7x 1.3x
TFIN ██% $1.51B 38.9x 1.6x
THFF ██% $917M 10.8x 1.4x
TMP ██% $1.41B 8.0x 1.5x
TRST ██% $958M 14.7x 1.5x
TYFG ██% $192M 10.3x 1.2x
UBCP ██% $90M 11.3x 1.3x
UBSI ██% $6.40B 12.4x 1.2x
UCB ██% $4.18B 11.1x 1.1x
UNB ██% $119M 9.8x 1.3x
UNTY ██% $590M 10.1x 1.6x
USCB ██% $428M 14.9x 2.0x
UVSP ██% $1.17B 11.9x 1.2x
UWHR ██% $105M 8.4x 1.5x
WAL ██% $8.67B 8.8x 1.1x
WASH ██% $752M 13.6x 1.4x
WTBA ██% $504M 13.1x 1.8x
WTFC ██% $9.98B 11.1x 1.3x
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Frequently Asked Questions - First Financial Corp /In/ Stock Forecast

How accurate are First Financial Corp /In/ stock predictions?

Our AI model shows a -3% Spearman correlation coefficient for THFF predictions, based on advanced machine learning algorithms trained on over 10 years of market data. This measures the strength of the monotonic relationship between predicted and actual price movements.

What factors influence First Financial Corp /In/ stock price forecasts?

Our analysis considers First Financial Corp /In/'s financial metrics, Finance sector trends, market sentiment, technical indicators, earnings data, and macroeconomic factors affecting stock performance.

Is First Financial Corp /In/ a good investment in 2026?

Based on our AI analysis, First Financial Corp /In/ shows potential for various market scenarios. Consider your risk tolerance, investment timeline, and portfolio diversification before making investment decisions.

How often are First Financial Corp /In/ forecasts updated?

First Financial Corp /In/ stock forecasts are updated daily using real-time market data, ensuring you receive the most current AI-powered predictions and investment insights.

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